More Restaurant Meals Now Come With a Side of Fees

Jun 8, 2022

The next time you dine at your favorite restaurant, you might notice an unfamiliar charge on the bill. Many restaurants are now passing on rising costs to customers in the form of a series of new charges, The Wall Street Journal reports. The newspaper says surcharges like the following are popping up on bills at eateries from coast to coast: Noncash adjustment Fuel surcharge Kitchen appreciation Not only are costs rising on the goods that restaurants need to purchase just to stay open, but a ...read more

49 Best Home Business Ideas for 2022

Jun 8, 2022

You fantasize about ditching the daily commute and starting a business from the comfort of home. The only problem with your entrepreneurial daydream? You don’t have any idea what kind of business to start, much less how to make it profitable. No worries, we’re here to help. You’re not alone in wanting to go it alone. Of the 31.7 million small businesses operating in the U.S., about 81% were run by individuals with no employees, according to the most recent government numbers. Whether you ...read more

Voyager App: $50 Free Bitcoin For New Users (Now Live in All States but NY)

Jun 8, 2022

Improved $50 refer-a-friend offer. The Voyager app offers trading of various cryptocurrencies including bitcoin (BTC) and Ethereum (ETH). They also currently pay 3.25% APY on up to 0.25 BTC and 9% APY on USDC balances up to $25,000 for those that have done their due diligence on asset-backed stablecoins. It is now live in 49 out of 50 states (all but New York). Refer-a-Friend bonus. They have recently improved their refer-a-friend program to $50 in free Bitcoin for new users (formerly $25 ...read more

The Best Student Loan Refinance Companies of 2022

Jun 8, 2022

Student loan repayment dampens the financial plans of a lot of people in this country. The federal government may be on the brink of major plans to lessen that burden for public loan borrowers — but if you’re paying off private student loans, you’re still on the hook. Student loan refinancing consolidates federal and private student loans to bring everything into one simple monthly payment, potentially reduce your interest rate and/or monthly payment, and adjust your repayment term to bet ...read more

35+ Best Low Stress Jobs After Retirement (Ultimate 2022 Guide)

Jun 8, 2022

Retirement can be some of the most enjoyable years of your life. But for many retirees, it can be challenging to manage your finances to ensure you have the funds to enjoy your retirement years. Experts recommend you have saved 10x your annual salary by the age of 67 if you want to retire comfortably without changes to your lifestyle. Unfortunately for many people, this isn't the case with more than 50% of people lacking sufficient funds to keep their standard of living when reaching retireme ...read more

5.) I will max out my IRA every year.

Jun 8, 2022

5.) I will max out my IRA every year. | brokeGIRLrich Continuing with this series where I look at what progress I’ve made when I created my Money Manifesto shortly after starting this blog in 2013, today’s topic is IRA contributions. I tracked this a little better because when I checked out the manifesto, I had actually linked each year through 2018 to the accountability update each year when I managed to do this! November 2013 (Roth account balance: $12,451.24) October 2014 (Roth ac ...read more

6 of the Best Websites for Finding Free Stuff

Jun 8, 2022

Rawpixel.com / Shutterstock.com Why look for free stuff? Several reasons: Who doesn’t love a cheap thrill? The potential savings could be huge if you’re in the market for books, clothing, baby stuff, pet products or, in some cases, big-ticket items like electronics, furniture and appliances. It helps prevent waste. Sometimes it’s as simple as filling out an online form to get things like over-the-counter medications, toiletries, wildflower seeds, pomegranate sweetener, antioxidant s ...read more

How To Make A Consistent 6 Figures From Your Amazon FBA Business

Jun 8, 2022

The best thing I ever did for my business was to join the Amazon FBA program. Today, I make more money than I ever thought possible, all without having to rent warehouse space or even buy new inventory. In this post, I’m going to share with you exactly how that happened. When you’re done reading this post, you’ll know whether Amazon’s Fulfillment by Amazon program is right for you—and if so, how to get started in a way that will make your success predictable and consistent! ...read more

The 8 Best Socially Responsible Banks For 2022

Jun 8, 2022

Socially responsible investing is growing in popularity as investors seek to positively impact the environment or community. Beyond investing, the socially conscious may look for other ways to make a difference—including where they bank. Opting for a socially responsible bank is one more way to consciously make your dollars work for something you believe in.  If you’re shopping around for your first bank account or want to switch, you won’t have to sacrifice a quality banki ...read more

8 Tips on How to Help Your Grandchildren Financially

Jun 8, 2022

Monkey Business Images / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement. Once you have solidified your own retirement plan and know you have saved enough, you may find yourself wanting to help your children or grandchildren. You might want to lessen their financial burden by paying for their college, just giving them a treat, or rewarding them for meeting various goals. 1. Give Cash ptnphoto / Shutterstock.com Simply giving your children or grandchildr ...read more

Dear Penny: Should I Use My 401(k) to Pay Off My $100K Student Loan Debt?

Jun 8, 2022

Dear Penny, I am 29 years old with almost $100,000 in student loan debt, the majority of which is from my master’s degree. Most of my loans are federal, but I also have around $10,000 in private student loans. I've been consistently paying my loans since finishing grad school, but I feel like I will never pay down what I owe. I've also been taking advantage of the federal student loan forbearance due to COVID-19 to pay extra on the private loan.  My student loan debt is a huge sourc ...read more

Oldest Americans Say This Is the No. 1 Surprise of Aging

Jun 8, 2022

Golubovy / Shutterstock.com From the beginning to the very end, life is a series of nonstop surprises. Our golden years are particularly hard to predict. Recently, AARP Research and National Geographic Partners teamed up to survey more than 2,500 American adults and find out how life changes for people over the years. As part of the Second Half of Life Study, researchers asked respondents age 85 and older to talk about whether their senior years have unfolded as they expected. For the most ...read more