What is an Installment Loan and How Do They Work?

Jun 7, 2022

An installment loan is a lump sum of money that you borrow and then pay back in fixed intervals. Installment loans are often used to finance a major purchase, like a house, car or boat, or to finance education, though you can get an installment loan for practically any reason. If you’re wondering what an installment loan is, you’ve come to the right place. Learn more about how installment loans work, the pros and cons, and how to get an installment loan. What Is an Installment Loan? An in ...read more

The 12 Best Drugstore Pencil Eyeliners Under $10 for 2022

Jun 7, 2022

If you’re anything like the average woman, you’ve dropped some major dough on makeup. From foundation to liquid eyeliner to eyeshadow and mascara, it’s likely you have a drawerful. A recent study by OnePoll for Groupon found that the average woman spends $313 per month on her appearance, or $225,360 over her lifetime. Women spend the most on facials, followed by haircuts, followed by makeup. We’re going to put a stop to this stat, starting with eyeliner, which is seriously having a mome ...read more

Non-native tree species can impact tropical insects in neighboring forests

Jun 7, 2022

According to an international study, initiatives that use non-native tree species can have an impact on tropical insects in nearby forests. When applied to ecologically significant dung beetles, scientists from the University of Bristol and the Federal University of Western Pará in Brazil discovered that Eucalyptus plantation edge effects extend up to 800 metres into the interior of surrounding Amazonian forests. Planting forests has become a common restoration approach as the world strives ...read more

8 Tax Credits and Deductions for Parents

Jun 7, 2022

fizkes / Shutterstock.com There’s a tax break for just about everyone — close to 90% of federal income tax returns claim the standard deduction, after all — but Uncle Sam does offer more savings opportunities to some taxpayers than others. Those who own their home are one example, as we detail in “9 Federal Income Tax Breaks for Homeowners.” Taxpayers who have children are another example. Some of the tax breaks for parents were especially valuable during the 2021 tax year, due to ...read more

%%title%% · %%sitename%% Dear Penny: Am I Responsible for My Husband's $60K Car Loan if He Dies?

Jun 7, 2022

Dear Penny, I’m happily married (25 years) and retired for medical reasons (I’m 58). My husband makes good money. We are meeting all of our basic needs, but his retirement is severely underfunded. We had to dig out of debt recently and are down to one zero-interest credit card we still owe about $18,000 on. Our home will be paid off in about four years, and I send $300 extra each month.  My husband is very set on getting an expensive new car that costs about $60,000. I can’t ...read more

Devin Haney dethrones George Kambosos Jr. to become undisputed

Jun 7, 2022

MELBOURNE, AUSTRALIA - JUNE 05: Devin Haney (L) and George Kambosos Jnr (R) exchange punches during their World Lightweight Undisputed Championship fight, at Marvel Stadium on June 05, 2022 in Melbourne, Australia. (Photo by Mikey Williams/Top Rank Inc via Getty Images) Devin Haney traveled to Australia and defeated George Kambosos Jr. on the road to become the undisputed lightweight champion of the world.  On Saturday, June 4, Devin Haney proved that he is faster and stronge ...read more

Dear Penny: Am I Responsible for My Husband's $60K Car Loan if He Dies?

Jun 7, 2022

Dear Penny, I’m happily married (25 years) and retired for medical reasons (I’m 58). My husband makes good money. We are meeting all of our basic needs, but his retirement is severely underfunded. We had to dig out of debt recently and are down to one zero-interest credit card we still owe about $18,000 on. Our home will be paid off in about four years, and I send $300 extra each month.  My husband is very set on getting an expensive new car that costs about $60,000. I can’t ...read more

30 Proven Ways to Make $600 Fast (2022 Guide)

Jun 7, 2022

Are you in a cash crunch and need some quick money? We've all been there before. You need money for an emergency car repair or to cover an unexpected bill, but you just don't have it right now. Luckily, there are plenty of ways to make $600 fast when you need it most. In this post, I'll explore how to make 600 dollars fast, some free money hacks, and much more. Let's get started! How to Make 600 Dollars Fast Below are some of the best ways to make $600 fast. Try a few and see what works f ...read more

Costco Dish Detergent Earns Top Marks From Consumer Reports

Jun 7, 2022

Members of Costco have one more thing to add to their list of reasons to shop at the warehouse giant. Costco’s Kirkland Signature Platinum Performance UltraShine pacs were among the dishwasher detergents that received top marks in recent tests by Consumer Reports. CR says the Costco detergent earned “excellent” ratings in two tests: food removal and film resistance. Plus, at just 9 cents for each dose, it is a bargain. Taken together, those strengths were enough for the detergent to claim ...read more

A novel method for early disease detection using DNA droplets

Jun 8, 2022

The production of aqueous droplets in macromolecules by liquid-liquid phase separation (or coacervation) is a hot topic in biosciences study. DNA is particularly interesting among the different macromolecules that form droplets because it is predictable and programmable, both of which are desirable properties in nanotechnology . The programmability of DNA has recently been used to build and govern DNA droplets created by the coacervation of sequence-designed DNAs. Prof. Masahiro Takinoue’s ...read more

5 Ways Americans Are Fighting Off Rising Living Costs

Jun 8, 2022

PERO Studio / Shutterstock.com As prices rise throughout the country, Americans are fighting back by changing their behavior in five key ways, according to a survey of around 3,400 adults by BMO Harris Bank. The survey found that almost 60% of respondents have seen their finances deteriorate due to inflation, and of those, nearly one-quarter say the impact has been major. In fact, 36% of Americans have reduced savings because of inflation, and 21% have curbed retirement savings. Perhaps mos ...read more

7 Ways To Earn Free PayPal Money Online

Jun 8, 2022

how to Get Free PayPal Money Working From Home Everyone needs more money. Even if you’re happy with your current situation, it’s always nice to have a little extra cash to go towards paying off debt, building up a savings account for emergencies, or just having some fun. So what if I told you that you could get more money by doing things you already do? What if I told you that there are ways to get paid without having to put in much effort at all? Well, my friend, those things do ...read more

20 Cheap At-Home Date Night Ideas Whether You’re Together or Apart

Jun 8, 2022

Relationships are complicated, and longer term ones benefit from regular date nights. You can turn off the rest of the world for a little while, and just be a couple. There are a lot of ways to have date nights, whether you are in the same room, or hundreds of miles apart. Many couples have had to deal with one person being far away. Remote working isn’t the only reason couples may be apart. It could be a military deployment, an out-of-town assignment, or a regular regional route. Thanks to t ...read more